In Chuway V

question 127

Multiple Choice

In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector:

• A) violated the FDCPA by sending the plaintiff multiple letters after she requested they stop
• B) used reasonable language for the situation and so did not violate the FDCPA
• C) did not violate the FDCPA because the language of the letter was clear
• D) clearly used safe harbor language and so did not violate the FDCPA
• E) none of the other choices are correct

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Definitions:

Extremely Vocal

Describes individuals or groups that express their opinions, needs, or demands loudly and passionately.

Streetwise

Refers to having the savvy and practical knowledge needed to deal with the dangers and potential difficulties found in urban environments.

Alertness

The state of being watchful and prompt to meet danger or emergency, or to discover and avoid hidden risks.

Home Visits

Home visits refer to the practice of professionals visiting the homes of clients or patients to provide services, assessments, or support directly in their living environment.