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Suppose the saving rate is initially less than the golden rule saving rate.We know with certainty that a reduction in the saving rate will cause
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An unwanted piggyback program that downloads with the software you want to install from the Internet and then runs in the background of your system.
Grayware
A term for software that performs unwanted or harmful actions that do not fit the strict definitions of malware or virus, often exploiting the software on a user's device without their complete consent.
White-Hat
Refers to ethical computer hackers or cybersecurity professionals who use their skills to protect systems and information from malicious hackers.
Black-Hat
Refers to unethical or illegal hacking done to exploit or harm systems, often for personal gain or to create disruption.
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