The Liability Coverage in the HO Policy Does All the Following

question 27

Multiple Choice

The Liability coverage in the HO policy does all the following except:

• A) defends a suit against the insured even if the allegations of the suit are groundless, false or fraudulent
• B) covers the insured's own property destroyed by another's negligence
• C) pays for immediate medical and surgical expenses incurred by other(s)
• D) reimburses the insured for all reasonable expenses incurred at the request of the company

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Definitions:

Large Arm Vein

A major vein in the arm, typically used for medical procedures such as the insertion of intravenous lines for medication delivery or blood withdrawal.

Intravenous Tubing

Flexible tubes used to deliver medications, fluids, and nutrients directly into a vein.

Blood Transfusion

The process of transferring blood or blood products from one person to another to replace lost components of the blood.

Blood Type

A classification of blood based on the presence or absence of inherited antigenic substances on the surface of red blood cells. The main blood types are A, B, AB, and O.