Which of the Following Does Not Influence How an Insurer

question 20

Multiple Choice

Which of the following does not influence how an insurer calculates monthly annuity benefits?

• A) Age
• B) Health status of insured annuitant
• C) Sex
• D) Amount of the premium the annuitant has paid

---

Definitions:

Depression-Like Symptoms

Manifestations similar to those of clinical depression, including persistent sadness, lack of energy, and loss of interest in activities.

Chronotypes

Individual differences in circadian preference, influencing preferred sleep and activity periods.

Psychologist

A professional skilled in the science of mind and behavior, dealing with how people think, feel, and behave.

Alpha Wave

Type of brain wave that is associated with relaxed, alert states of consciousness, typically occurring when one is awake but relaxed.