Which of the Following Is not a Benefit of Standard

question 13

Multiple Choice

Which of the following is not a benefit of standard policies?

• A) Smaller insurers can offer cheaper insurance than larger companies for the same exposures.
• B) Litigation should be reduced as policy meaning becomes understood.
• C) Consumers are more likely to learn and understand the meaning of standard policies.
• D) Data collection and rate computation is easier and more accurate.

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Definitions:

Padded Tongue Depressor

A tool used in medical settings, featuring padding to gently depress the tongue for better examination of the mouth and throat.

Restrictive Clothing

Garments that are tight enough to limit the range of motion or cause discomfort.

Jerking Movements

Involuntary muscle movements that can be abrupt and can occur as a symptom of various neurological disorders.

Siderails

Safety bars attached to the sides of hospital beds, used to prevent patients from falling and to assist in repositioning themselves in bed.