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To Determine Where to Dig at a Site, Archaeologists Rely

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To determine where to dig at a site, archaeologists rely of techniques from

Use financial formulas to calculate the future value of retirement savings plans and other long-term investment plans.
Understand the impact of payment timing (beginning of the period vs. end of the period) on investment growth and loan repayments.
Analyze the effects of changing conditions such as interest rates and compounding frequencies on the growth of investments and the repayment of loans.
Understand the concept of the time value of money and its application in calculating present and future values of various financial instruments.

Definitions:

Cash Break-even

The point where a business's cash inflows match its cash outflows, excluding non-cash expenses, indicating no net gain or loss.

Accounting Break-even

The point at which a company's total revenues equal its total expenses, and it begins to make a profit.

Financial Break-even

The point at which total revenues exactly cover total costs, resulting in no profit or loss.

Net Present Value

A financial metric that calculates the present value of all future cash flows (positive and negative) expected from an investment, discounted back to the present.

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