The Reason for a Coordination of Benefits Statement in a Health

question 24

Multiple Choice

The reason for a coordination of benefits statement in a health insurance policy is

• A) to prevent duplication or overlapping of payments for the same medical expense.
• B) to ensure adequate payment to the insured who holds more than one policy.
• C) to ensure payment to the physician.
• D) to make the insurance companies responsible for full payment of claims.

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Definitions:

Sewage Treatment

The process of removing contaminants from municipal wastewater, containing mainly household sewage plus some industrial wastewater.

Acid Deposition

The falling of acids and acid-forming compounds from the atmosphere to the earth's surface, often resulting in environmental harm.

Eutrophication

The process by which a body of water becomes excessively enriched with nutrients, leading to plant growth that depletes oxygen in the water, affecting fish and other wildlife.

Cultural Eutrophication

The process by which a body of water becomes enriched in dissolved nutrients (like phosphates) from human activity, leading to excessive plant growth and decay that depletes oxygen, harming water quality and aquatic life.