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The sleeper effect is less likely to occur if:
Delinquent Customer
A customer who has not paid their bill or invoice within the agreed upon terms, resulting in overdue payment.
NSF Fee
A fee charged when a check is presented for payment but the account does not have sufficient funds, standing for Non-Sufficient Funds.
Invoice
A document issued by a seller to a buyer, detailing a transaction and requesting payment.
Non-sufficient Funds
A situation where a bank account does not have enough money to cover a transaction, often resulting in a fee.
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