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What was required for the emergence of the first towns?
Semi-annual Contributions
Payments or deposits made twice a year into a financial account or investment plan.
Tax-Free Savings Account
A type of savings account that offers tax benefits, allowing individuals to earn interest or other returns without taxation.
Ordinary General Annuity
An annuity where payments are dispensed at the conclusion of each period, including monthly or yearly intervals.
Present Value
The today's worth of a forthcoming sum of money or succession of cash flows, given a specific rate of return.
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