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Depositary Bank
A financial institution that holds and manages the securities of a depositor, facilitating the exchange of securities and related transactions.
Payor Bank
A bank that is responsible for paying a check or draft on behalf of its client.
UCC
Short for Uniform Commercial Code, a set of laws that provide legal rules and regulations governing commercial or business dealings and transactions in the United States.
Cashier's Check
A cashier's check, which is underwritten and signed by the bank itself, utilizing its own finances.
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