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Equity of Redemption
The right of a debtor to reclaim property that has been used as collateral after the debt obligation has been fully paid.
Hypothecation
The practice of pledging assets as collateral to secure a loan, without transferring ownership of the collateral.
Legal Title
The formal right of ownership of property, recognized and protected by law.
Forecloses
The legal process by which a lender takes possession of a property when the borrower fails to keep up with mortgage payments.
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