Which of the Following Are Primary Concerns of the Bank

question 147

Multiple Choice

Which of the following are primary concerns of the bank manager?

• A)maintaining sufficient reserves to minimize the cost to the bank of deposit outflows
• B)extending loans to borrowers who will pay low interest rates,but who are poor credit risks
• C)acquiring funds at a relatively high cost,so that profitable lending opportunities can be realized
• D)maintaining high levels of capital and thus maximizing the returns to the owners

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Definitions:

Direct Costs

Expenses that can be directly attributed to the production of a specific good or service, such as materials and labor.

Resistance To Change

The opposition or pushback that individuals or groups display towards alterations in procedures, policies, or environments within an organization.

Pilot Project

A small-scale, preliminary study conducted to evaluate feasibility, duration, cost, and adverse events, used to predict the potential of a larger initiative.

Diffusion Of Change

Refers to the process by which new ideas, products, or practices are spread within a society or from one society to another.