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The factor that would make a person feel forced to steal money because of high medical bills would be:
Gastropods
A class of mollusks that includes snails and slugs, characterized by their univalve shell (in snails) and distinctive crawling locomotion.
Hinged Shell
A shell structure composed of two parts connected by a flexible hinge, allowing the shell to open and close, commonly seen in bivalves like clams and oysters.
Bivalves
Aquatic molluscs that have a shell divided into two hinged parts, such as clams, oysters, mussels, and scallops.
Tubular Gut
A digestive system design where the gut forms a continuous tube through which food travels from mouth to anus.
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