Employee Assistance Programs Are Intended To

question 80

Multiple Choice

Employee assistance programs are intended to:

• A) help employees deal with personal or family issues they may be impacting their work.
• B) increase employee utilization of the health insurance plan.
• C) discipline employees who have attendance programs.
• D) train managers how to counsel employees with substance abuse problems.
• E) provide health and fitness programs to employees.

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Definitions:

High Premium

A term used in insurance to describe the higher cost paid by the insured for a policy with greater coverage or higher risk protection.

No Deductible

A policy condition in insurance where the policyholder is not required to pay any amount before the insurance company starts covering the insured loss.

Adverse Selection Problem

The adverse selection problem occurs when there is asymmetrical information between buyer and seller, leading to transactions where the buyer or seller is at a disadvantage due to lack of crucial information.

Characteristics

The distinguishing features or qualities of an item, person, or phenomenon that can be used to identify it and differentiate it from others.