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Most of the burden of affirmative proof is on the defendant under common law.
Outstanding Balance
It signifies the total amount still owed on a loan or credit line, factoring in both principal and interest, at a certain point in time.
Interest Rate
The amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets over a specific period.
Per Annum
Annually or by the year; often used to specify interest rates, salaries, and other financial measurements that occur on a yearly basis.
Accumulate
In investment terms, to gradually gather or acquire an increased quantity of a particular asset or security over time.
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