Under the Fair Credit Reporting Act, a Consumer Reporting Agency

question 144

Multiple Choice

Under the Fair Credit Reporting Act, a consumer reporting agency (credit bureau) must:

• A) allow consumers to see credit ratings of businesses
• B) allow consumers to see information about them that results in their being denied credit
• C) allow any citizen (or business), without discrimination, to obtain a copy of a consumer report on any person
• D) allow consumers to see credit ratings of businesses and allow any citizen (or business), without discrimination, to obtain a copy of a consumer report on any person
• E) allow consumers to see information about them that results in their being denied credit and allow any citizen (or business), without discrimination, to obtain a copy of a consumer report on any person

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Definitions:

Breakdown

A process where substances are decomposed or separated into smaller components.

Second Law

The Second Law often refers to the Second Law of Thermodynamics, which states that the total entropy, or disorder, of an isolated system can never decrease over time.

Total Entropy

A measure of the disorder or randomness in a system, with systems tending towards higher entropy state over time according to the second law of thermodynamics.

Thermodynamics

The branch of physics that deals with heat, work, and the forms of energy transfer and transformation.