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Predictable variability is
Moody's
A credit rating agency that evaluates the creditworthiness of borrowers, ranging from governments to private enterprises, and assigns ratings that reflect the risk of default.
Junk Bonds
High-risk, high-yield bonds rated below investment grade by credit rating agencies, often issued by companies with poorer credit ratings.
High-yield
Bonds that offer higher interest rates because they have lower credit ratings, reflecting a higher risk of default.
Rating
An assessment of the credit worthiness of a borrower in terms of their ability to pay back the debt, often applied to countries, companies, or individuals.
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