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________ is generally regarded as one of the more difficult operating systems to learn to use.
Guarantors
Individuals or entities that agree to be responsible for another's debt or obligations if the original party fails to meet its terms.
Loan Endorsers
Individuals or entities that support or guarantee the repayment of a loan, thereby assuming the risk if the original borrower fails to repay.
Commercial Banks
Financial institutions that offer services such as accepting deposits, providing business loans, and offering basic investment products.
Credit Market
A financial market where borrowers can obtain funds from investors or lenders through the issuance of different types of debt instruments.
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