Which of the Following Is an Example of How Institutional

question 23

Multiple Choice

Which of the following is an example of how institutional racism normally manifests itself?

• A) underrepresentation of blacks in management positions at a cable company
• B) hate crimes against Asians
• C) complaints to a Human Rights Commission
• D) explicit hiring policies at an airline that prevent new immigrants from applying

Understand the regulations of the 2009 Credit Card Accountability, Responsibility, and Disclosure Act.

Know the provisions of the Mortgage Reform and Anti-Predatory Lending Act of 2010.

Recognize the extent of lemon laws, including coverage for used cars and motorcycles.

Comprehend the roles and formation of the Consumer Financial Protection Bureau.

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Definitions:

Social Service Agency

An organization that provides support and resources to meet the needs of individuals and communities, especially those who are vulnerable or disadvantaged.

Agenda

A list or plan of items to be discussed or acted upon during a meeting.

Costs

are the expenses or resources required for the production of goods or the execution of services, often considered in decision-making and planning.

Plan

is a detailed proposal for doing or achieving something, often involving the steps or actions needed to accomplish a goal.