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According to Charles Spearman, intelligence should be conceptualized using a two-factor model that consists of:
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The official currency of Canada, abbreviated as CAD.
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A Japanese yen-denominated bond issued in Japan by a non-Japanese entity.
Japan
A country located in East Asia, known for its rich culture, technological advancements, and economic significance.
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A fixed income instrument that represents a loan made by an investor to a borrower, usually corporations or governmental agencies, which includes the terms of the loan, interest payments, and the time at which the loaned funds must be repaid.
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