According to this figure, during what time frame was there an adaptive radiation of eutherians? 
Definitions:
EAR
The Effective Annual Rate; a measure of the annual return on an investment or loan that takes into account the effect of compounding interest.
Credit Cards
Credit cards are financial tools issued by banks or financial institutions, allowing cardholders to borrow funds within a pre-approved credit limit for purchases or cash advances.
Nominal Rate
The interest rate before adjustments for inflation, as opposed to the real rate which is adjusted for inflation.
APR
The Annual Percentage Rate (APR) is a measure of the cost of borrowing that includes interest and other fees, shown as a yearly rate.
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