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Briefly describe the main characteristics of caste systems and class systems.How are these systems linked to different systems of economic production (agrarian versus industrial technology)? What part does meritocracy play in each type of stratification? How does each type of stratification justify inequality?
Commercial Banks
Financial institutions that accept deposits, offer checking account services, and provide business, personal, and mortgage loans.
Thrift Institutions
Financial institutions that primarily accept savings deposits and make mortgage and other loans.
Actual Reserves
The total funds a bank has in its vault or deposited with the central bank, available for immediate use.
Required Reserves
Required reserves refer to the minimum amount of funds that a bank must hold in reserve against deposits, as mandated by central banking regulations to ensure bank liquidity.
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