The Primary Purpose of Deposit Insurance Is to

question 54

Multiple Choice

The primary purpose of deposit insurance is to

• A)improve the flow of information to investors.
• B)prevent banking panics.
• C)protect bank shareholders against losses.
• D)protect bank employees from unemployment.

---

Definitions:

Task Identity

The degree to which a job requires completion of a whole and identifiable piece of work, contributing to a sense of accomplishment.

Hygiene Factor

A concept from Herzberg's motivation-hygiene theory that refers to environmental conditions—such as salary, company policies, and work conditions—that can prevent job dissatisfaction but do not necessarily increase job satisfaction.

Herzberg's Motivator-Hygiene Model

A theory that distinguishes between motivational factors that can increase job satisfaction and hygiene factors that can prevent dissatisfaction but not necessarily increase satisfaction.

Job Characteristics Model

A framework that suggests jobs can be designed to enhance work motivation, satisfaction, and performance by focusing on five core dimensions: skill variety, task identity, task significance, autonomy, and feedback.