A Property and Casualty Insurer in Which the Salesperson Is

question 15

Multiple Choice

A property and casualty insurer in which the salesperson is an employee of the insurer,not an independent contractor,is called a

• A)fraternal insurance company.
• B)risk retention group.
• C)direct writer.
• D)captive insurance company.

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Definitions:

Bipolar Disorder

A mental disorder characterized by significant fluctuations in mood, alternating between periods of depression and mania.

Depression

A psychological disorder characterized by persistent sadness, loss of interest in activities, and a range of emotional and physical problems.

Mania

A mental health condition characterized by periods of great excitement, euphoria, delusions, and overactivity.

Pessimistic Explanatory

A cognitive style where individuals tend to attribute negative events to stable, internal, and global causes, expecting future failures.