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Under the Affordable Care Act,which of the following statements are true?
I.Health insurers cannot use pre-existing conditions exclusions.
II.Health insurers cannot impose annual benefit limits and lifetime benefit limits.
Upward Counterfactuals
Hypothetical scenarios that individuals imagine which are better than what actually happened, often used in reflecting on past events.
Downward Counterfactual
Thinking about how a situation could have been worse, often leading to feelings of relief or contentment.
Upward Counterfactual
An imagined alternative in which the outcome is better than what actually happened.
Misinformation Effect
The phenomenon where people's memories of an event can be influenced by incorrect information presented after the event, leading to false recollections.
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