Ken Purchased a PAP with Liability Limits of 100/300/50,medical Payments

question 9

Multiple Choice

Ken purchased a PAP with liability limits of 100/300/50,medical payments coverage,and collision coverage.Ken fell asleep while driving late at night.He crossed the center line and hit a car approaching from the other direction.The following losses occurred:
-The driver of the other car suffered $30,000 in bodily injuries.
-Ken's car sustained $5,000 in damages.
-Ken incurred $5,000 in medical expenses.
-The car that Ken hit was a total loss.
Which of Ken's Personal Auto Policy (PAP) coverages will cover the other driver's medical expenses?

• A)bodily injury liability
• B)collision coverage
• C)medical payments coverage
• D)property damage liability

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Definitions:

Proper Lighting

The adequate provision of light in a space, ensuring visibility and contributing to the comfort and productivity of individuals.

Ergonomics

The study of the human interface with the environment and machines.

Economics

The social science that studies the production, distribution, and consumption of goods and services, focusing on how individuals, businesses, governments, and nations make choices on allocating resources.

Scheduling Workers

entails the organization and assignment of work hours for employees, ensuring that staffing levels are adequate to meet operational requirements.