Specific Lender Usury Statutes Rather Than the General Usury Statute

question 41

True/False

Specific lender usury statutes rather than the general usury statute generally apply to real estate mortgages and small consumer loans.

---

Definitions:

External Locus of Control

The belief that one's outcomes in life are controlled by external factors beyond their personal control.

Human Agency

The capacity of individuals to act independently and make choices, influencing their environment and their own lives.

Reciprocal Determinism

The theory that a person's behavior is both influenced by and influences their personal factors and the environment.

Reciprocal Determinism

Albert Bandura’s theory stating that a person’s behavior both influences and is influenced by personal factors and the social environment.