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How do the lower classes and upper classes differ in terms of saving, spending, and credit?
Social Work Research
The study of social problems and intervention strategies through systematic investigation, aimed at contributing to the knowledge base of social work practice.
Practitioners
Professionals who actively engage in the practice of their specific field, applying their knowledge and skills to render services.
Effective Practice
Approaches or methodologies that have consistently shown results superior to those achieved with other means, and are based on evidence.
Policy
A course or principle of action adopted or proposed by an organization or individual.
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