Examlex
Explain how the VALS system categorizes consumers.
Cram-down Provision
A legal mechanism in bankruptcy proceedings allowing a court to approve a reorganization plan over the objections of some creditors.
Chapter 11
A provision of the United States Bankruptcy Code that allows businesses to reorganize and try to stay afloat while temporarily holding creditors at bay.
Bankruptcy Action
A legal proceeding involving a person or business that is unable to repay outstanding debts, leading to the legal process of liquidating assets to pay creditors.
Civil Penalties
Fines or sanctions imposed by a civil court on individuals or entities as a consequence of violating statutory law or regulatory requirements.
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