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Which of the following is the main reason behind many organizations flattening their organizations?
Index Funds
A type of mutual fund with a portfolio constructed to match or track the components of a financial market index, such as the S&P 500, aiming to offer broad market exposure, low operating expenses, and low portfolio turnover.
Moral Hazard
A situation where one party engages in risky behavior or fails to act in good faith because another party bears the consequences or costs.
Auto Insurance
A policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident.
Health Insurance
A type of insurance coverage that pays for medical and surgical expenses incurred by the insured.
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