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Conversation is often described as a "give and take" that is generally more effective when people are "on the same page." Explain these concepts from the perspective of cognitive psychology. Provide examples to support your ideas.
Means Testing
A method used to determine an individual's eligibility for certain types of financial aid, benefits, or services based on their income and assets.
Trustees
Individuals or organizations appointed to manage and hold assets on behalf of others, typically within the structure of a trust.
Involuntary Bankruptcy Action
A legal process initiated by creditors to force a debtor into bankruptcy when they cannot pay their debts.
Unsecured Claims
Claims or debts that are not backed by collateral, meaning if the debtor defaults, the creditor does not have a right to seize specific property to satisfy the debt.
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