The Effectiveness of an Exception to Coverage Is Limited By

question 36

Multiple Choice

The effectiveness of an exception to coverage is limited by:

• A) strictly interpreting the exception to coverage against the insurer.
• B) placing on the insurer the burden of proving that the exception applies.
• C) both a.and b.
• D) neither a.nor b. ,since exceptions to coverage are not generally permissible.

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Definitions:

Incarcerated

The state of being confined in prison or jail, typically as punishment for committing a crime.

Stigmatized

Negatively evaluated because of a marker that distinguishes them from others.

Negatively Evaluated

Being assessed or perceived in an unfavorable or disapproving manner based on certain criteria or standards.

Perceived Harmfulness

The extent to which an individual believes a substance, behavior, or activity is capable of causing harm or risk.