Examlex
Your text's two unifying themes of "our behaviour is shaped by our cultural heritage" and "heredity and environment jointly influence behaviour" both describe more specialized statements of which other theme
Insured
For life insurance, the person whose life is being insured; for other types of insurance, the person who receives the benefit of the insurance.
Semiannual Premiums
Insurance payments made twice a year as part of an insurance policy's terms.
Life Policy
An insurance contract that pays a beneficiary upon the death of the insured, or after a certain period.
Quarterly Premiums
Payments made every three months for insurance policies or other agreements requiring regular fees.
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