If a Bank Cashes a Check That Is Later Returned

question 59

Multiple Choice

If a bank cashes a check that is later returned for insufficient funds, whom does it charge to recover the amount lost?

• A) The check's maker
• B) The person who received the money
• C) The person to whom the check was written
• D) The person who last endorsed the check

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Definitions:

Real Discussion

A genuine and meaningful conversation where participants engage in thoughtful exchange of ideas, often leading to deeper understanding.

Developmental Outcomes

The results or changes in an individual’s capabilities or behaviors over time due to growth and experience.

Positive Youth Development

A general approach to adolescence that emphasizes the strengths and positive qualities of youth that contribute to their psychological health as well as to the welfare of their communities.

Psychological Health

A state of well-being where an individual realizes their abilities, can cope with normal stresses of life, and can work productively.