What Is Not a Correct Statement Concerning the Fair Debt

question 35

Multiple Choice

What is not a correct statement concerning the Fair Debt Collection Practices Act?

• A) It prohibits improper practices in the collection of consumer debts.
• B) It applies to original creditors who are collecting from original debtors.
• C) The validity of the debt is not a defense.
• D) Violators are liable to debtors for damages.

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Definitions:

Maternal Depression

A mood disorder affecting mothers, characterized by persistent feelings of sadness, anxiety, and/or emptiness, which can influence maternal behavior as well as infant and child development.

Contributing Factor

A contributing factor is an element or condition that plays a significant role in causing an outcome or event, often used in analyzing complex situations.

Paternal Depression

A form of depression that occurs in fathers, potentially impacting their well-being, interactions with children, and family dynamics.

Maternal Employment

Refers to the participation of mothers in the workforce, balancing careers with family responsibilities.