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If an Insurer Denies Liability for a Loss,the Insured or the Beneficiary

question 22

True/False

If an insurer denies liability for a loss,the insured or the beneficiary of the policy has the burden of proving that there was a loss that came within the coverage of the policy.


Definitions:

Moral Category

A classification based on values, ethics, or principles that guide judgments about what is right and wrong.

Biological Category

A classification in biology that groups organisms on the basis of shared characteristics or genetic lineage.

Miasma

An outdated medical theory suggesting diseases are spread through polluted air or bad smells from decaying organic matter.

Cholera

An infectious disease caused by ingesting contaminated water or food, characterized by vomiting, severe dehydration, and diarrhea, and can be lethal if not treated promptly.

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