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An 18-Year-Old Man Is in an Accident That Results in a Profound

question 18

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An 18-year-old man is in an accident that results in a profound hearing loss.As would be expected,he does not lose his ability to speak.This example provides support for:


Definitions:

Preexisting Condition

Any medical condition or health problem that was present before an individual's health insurance policy's effective date, often affecting coverage or benefits.

Workers' Compensation

A form of insurance providing wage replacement and medical benefits to employees injured in the course of employment.

Wage Replacement

A form of benefit that compensates for income lost due to temporary disability, unemployment, or other reasons preventing a person from working.

Health Maintenance Organization (HMO)

A type of managed care operation that is typically set up as a for-profit corporation with salaried employees; group insurance that entitles members to services provided by participating hospitals, clinics, and providers.

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