The Phenomenon of Cutting Out the "Middleman" and Reaching Customers

question 36

Multiple Choice

The phenomenon of cutting out the "middleman" and reaching customers more directly and efficiently is known as ________.

• A) gentrification
• B) demutualization
• C) defalcation
• D) dissemination
• E) disintermediation

Comprehend strategies for enhancing creativity and overcoming cognitive biases.

Realize the role of critical periods in language acquisition and the influence of age.

Understand the concept of intrinsic value of options and calculate it in practical scenarios.

Calculate the value of investments based on differing growth rates and market conditions.

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Definitions:

Discount Rate

The interest rate used in discounting future cash flows to present value, often reflecting the cost of capital or risk level.

Present Value

The current worth of a future sum of money or stream of cash flows given a specified rate of return, used in evaluating investment opportunities.

Internal Rate of Return

A financial metric used to evaluate the profitability of an investment, representing the interest rate at which the net present value of all the cash flows (both positive and negative) from a project or investment equal zero.

Required Rate of Return

The minimum annual percentage return a investor expects to achieve from an investment, considering the risk involved.