Sheila Wants to Do a Research Project on Phobia Extinction

question 122

Multiple Choice

Sheila wants to do a research project on phobia extinction in college students. Despite putting posters up all over campus and tweeting about her project, she's having a really hard time getting participants. Why?

• A)College students don't tend to have specific phobias.
• B)College students don't tend to participate in research studies.
• C)College students don't use Twitter.
• D)College students don't tend to admit to being afraid of things.

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Definitions:

Effective Rate

The actual interest rate an individual pays on a loan or earns on an investment, after compounding and other charges are factored in.

Credit Card

A plastic card issued by a bank or financial institution allowing the holder to purchase goods or services on credit.

Effective Rate

The Effective Rate is another term for the Effective Annual Rate, highlighting the true return on an investment or the true interest rate on a loan, after compounding.

Unpaid Balance

The portion of a loan or debt that has not yet been repaid to the lender.