Which of the Following Is Not Impermissible Collector Contact Under

question 40

Multiple Choice

Which of the following is not impermissible collector contact under the Fair Debt Collection Practice Act?

• A) Contacting the debtor at inconvenient times or at inconvenient places.
• B) Contacting the debtor once the debtor gives written notice of refusal to pay the debt.
• C) Contacting the debtor once the debtor has asked the creditor not to call.
• D) Contacting the debtor once the debtor informs the collector of attorney representation.

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Definitions:

Confirmation Bias

The inclination to seek out, interpret, prefer, and remember information in a manner that affirms one's already held beliefs or theories.

Analytic Intelligence

A facet of intelligence theorized by Robert Sternberg as part of his Triarchic Theory of Intelligence, involving the ability to analyze and evaluate ideas, solve problems, and make decisions.

Triarchic Theory

A theory of intelligence proposed by Robert Sternberg, emphasizing analytical, creative, and practical aspects.

Morpheme

The smallest grammatical unit in a language that carries semantic meaning, which cannot be further divided without losing or altering its meaning.