Consumers Have a Right to

question 1

Multiple Choice

Consumers have a right to

• A)exclude as obsolete information about a bankruptcy discharge 7 years previously.
• B)know the name of anyone to whom credit information has been supplied by a consumer reporting agency within the last 3 years.
• C)have their own version of a disputed credit situation included in their credit file.
• D)have investigative reports become obsolete after 1 year.

---

Definitions:

Personal Information

Data or details about an individual that identify them or reveal their private thoughts, experiences, or characteristics.

Nonconversation

A way to describe the amount of actual conversation in cliché conversation.

Gut-Level Communication

An informal form of communication that is based on instinctive feelings rather than rational thought.

Self-Disclose

The process of revealing personal information about oneself to others, which can help in building trust and intimacy.