Migration Analysis Is a Tool to Measure Credit Concentration Risk

question 18

Multiple Choice

Migration analysis is a tool to measure credit concentration risk and refers to

• A)the identification of problem loans in sectors by observing periodic migration of industries.
• B)the identification of credit concentration by observing trends in market borrowing by different sectors of the industry.
• C)the identification of credit concentration by observing the downgrading or upgrading of credit ratings on securities in different sectors of industry by public rating agencies.
• D)the identification of borrowing patterns such as long or short term debt by different sectors of industry.
• E)the identification of shifts in debt/asset ratios of firms in specific industries.

Understand the impact of attitudes on judgments and behaviors towards others and events.

Grasp the concept of emotional intelligence and its importance in managing behaviors and relationships.

Recognize learned tendencies to respond positively or negatively to various stimuli as attitudes.

Identify the elements that form attitudes and their influence on personal statements and decisions.