Which of the Following Is NOT Characteristic of the Real

question 49

Multiple Choice

Which of the following is NOT characteristic of the real estate portfolio for most banks?

• A)Commercial real estate mortgages have been the fastest growing component of real estate loans.
• B)Adjustable rate mortgages have rates that are periodically adjusted to some index.
• C)Borrowers prefer fixed-rate loans to variable rate loans during periods of high interest rates.
• D)Residential mortgages are the largest component of the real estate loan portfolio.
• E)The proportion of variable-rate to fixed-rate mortgages can vary considerably over the rate cycle.

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Definitions:

Spermatogonia

Undifferentiated male germ cells in the testes that divide to produce sperm.

Spermatids

Immature sperm cells that are the product of spermatogenesis, which will undergo further development to become mature spermatozoa.

Sperm Cells

Sperm cells are male reproductive cells responsible for fertilizing female egg cells to initiate pregnancy.

Chromosomes

Thread-like structures located in the nucleus of animal and plant cells, made of DNA and protein, containing genes.