What Lawsuit Should an Insurer File to Resolve Uncertainty Over

question 90

Multiple Choice

What lawsuit should an insurer file to resolve uncertainty over whether it must defend a policyholder under the scope of a liability policy?

• A)A subrogation action
• B)A declaratory judgment action
• C)An indemnity action
• D)A reservation of rights action

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Definitions:

Persistence

The continued effort and determination to achieve a goal or overcome obstacles, even in the face of difficulties or delay.

Chain Migration

A process where immigrants from a particular town follow others from that town to a new city or country, creating chains of people connected by a common origin.

Affiliation Needs

The human desire to feel a sense of involvement and belonging within a social group or community.

Refugees

Individuals who flee their country due to war, persecution, or natural disaster and seek protection in another country.