Lenders Commonly Use a TDS Ratio of _________ and a GDS

question 4

Multiple Choice

Lenders commonly use a TDS ratio of _________ and a GDS ratio of __________ to help determine the amount most people can comfortably afford for housing.

• A)20%; 30%
• B)40%; 20%
• C)40%; 30%
• D)30%; 20%
• E)20%; 40%

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Definitions:

Vogue

A popular trend or style in fashion, culture, or behavior, often reflected in the media and influential in shaping public tastes.

Mainstream Mass Media

Widely consumed media outlets and platforms, including newspapers, television, and radio, that reach a large audience and influence public opinion.

Stereotyping

The oversimplified and generalized portrayal of a particular group of people, often based on prejudices, lacking nuance and accuracy.

Class Imagery

Visual or media representations that reflect, reinforce, or challenge perceptions and stereotypes of social classes.