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Funds can be transferred between savers and users in two ways: fast and slow.
Chameleon Effect
The unconscious mimicry of the postures, mannerisms, facial expressions, and other behaviors of one's interaction partners, enhancing social connection.
Social Loafing
A phenomenon in group settings where individuals reduce their effort because they believe others will pick up the slack.
Group Polarization
The tendency for a group to make decisions that are more extreme than the initial inclination of its members, especially after group discussions.
Racially Prejudiced
Holding prejudgments or hostile attitudes towards individuals of a different race based on stereotypes and biases.
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