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In the absence of dietary carbohydrates, bacteria do not cause tooth decay.
Real Rate
The interest rate adjusted for inflation, reflecting the true cost of borrowing and the true return on lending.
Inflation Rate
The growth rate of the overall cost level for goods and services, undermining the efficacy of monetary resources.
Spot Rate
The current price in the marketplace at which a given asset—such as a currency, commodity, or security—can be bought or sold for immediate delivery.
Forward Rate
The predetermined price for a transaction that will occur at a specific future date, used in the context of currency and interest rate markets.
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