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Aspects and degrees of the totalitarian form of government are still found in:
Beneficiary
An individual or entity chosen to receive benefits or assets from a will, insurance policy, or trust.
Coinsurance
An insurance policy provision under which the insurer and the insured share costs, after the deductible is met, according to a specific formula.
Insured
A person or entity covered by an insurance policy, protecting them against financial loss from specified risks.
Insurer
A company or entity that provides insurance coverage to policyholders in exchange for premiums.
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