The Debt Payments-To-Income Ratio Is

question 75

Multiple Choice

The debt payments-to-income ratio is:

• A) calculated by dividing total liabilities by net worth.
• B) calculated by dividing monthly debt payments (not including house payments) by net monthly income.
• C) determined by dividing your assets by your liabilities.
• D) a useless ratio for determining your credit capacity.
• E) rarely used by creditors in determining credit worthiness.

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Definitions:

Subpoenaed

The act of being legally ordered to appear before a court or to produce evidence in a legal proceeding.

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A stage in various processes (e.g., therapy, project planning) where participants or stakeholders begin to interact actively and commitments are established.

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The duties, responsibilities, and behavior expected of an individual based on their position and profession.

Genogram

A graphical representation of a family tree that displays detailed data on relationships among individuals, including medical history and behavioral patterns.