Affan Chawdry Has Monthly Net Income of $1,050

question 49

Multiple Choice

Affan Chawdry has monthly net income of $1,050. He has a house payment of $450 per month, a car loan with payments of $250 per month, a Visa card with payments of $50 per month, and a credit card with a local department store with payments of $100 per month. What is Affan's debt payments-to-income ratio?

• A) 2.63
• B) 1.24
• C) 0.81
• D) 0.38
• E) 0.50

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Definitions:

Vague Feelings

Indistinct or unclear emotional states not easily defined or understood.

Obsessive-compulsive Disorder

A mental disorder where people feel the need to check things repeatedly, perform certain routines, or have certain thoughts repeatedly.

Systematic Desensitization

A behavior therapy used to reduce clients’ anxiety responses through counterconditioning.

Unconditioned Stimulus

In classical conditioning, a stimulus that naturally and automatically triggers a response without prior learning.